Whether you’re craving your favorite sushi roll or a piping hot pizza, having a credit card tailored to food delivery can unlock a range of enticing benefits. The best credit cards for food delivery offer exclusive perks and rewards to those who frequently rely on food delivery platforms.
What to Consider When Choosing a Credit Card for Food Delivery
When choosing the best credit card for food delivery, there are several factors to consider. First and foremost, look for a card that provides generous cashback or rewards points on food delivery purchases. Whether it’s a percentage-based cashback or a points system, these rewards can add up swiftly, allowing you to enjoy even more delightful meals.
Another key consideration is the availability of sign-up bonuses. Many credit cards offer enticing bonuses that can kickstart your food delivery journey with a bang. Furthermore, keep an eye out for dining rewards beyond delivery services. Some credit cards extend their benefits to cover in-person dining, allowing you to reap rewards when enjoying a meal at a restaurant or opting for takeout.
Lastly, exclusive discounts, promotions, and partnerships with popular food delivery platforms can significantly enhance your savings and make your culinary adventures all the more satisfying.
A Few Credit Cards that Stand Out for Food Delivery
If you’re into the idea of getting more out of your Uber Eats habit, here are three cards to consider.
Chase Sapphire Reserve®:
The Chase Sapphire Reserve® card is a top contender for food delivery enthusiasts. It offers 3x points on dining, including eligible food delivery services. Cardholders enjoy access to exclusive dining experiences and the flexibility to redeem points for travel, gift cards, or statement credits. With a generous sign-up bonus, travel insurance, and a sleek metal design, this card provides a premium experience for foodies who value both dining rewards and travel perks.
American Express® Gold Card:
The American Express® Gold Card is a culinary delight, offering 4x points at U.S. restaurants and food delivery purchases (up to $25,000). Cardholders receive dining credits, such as up to $120 annually for select dining partners and Uber Cash credits for Uber Eats orders. Additional benefits include travel insurance, shopping protections, and access to Amex’s renowned customer service, making it an appealing choice for food lovers.
Capital One Savor Cash Rewards Credit Card
With the Capital One Savor Cash Rewards Credit Card, foodies earn unlimited 4% cash back on dining, including food delivery services. The card also provides 2% cash back at grocery stores and 1% on all other purchases. Alongside its robust rewards, the card offers a sign-up bonus, no foreign transaction fees, and access to exclusive dining experiences. This card caters to those seeking straightforward cash back rewards for their culinary escapades.
Only you can know whether it makes sense for your budget to frequently use food delivery apps. That said, if you do, some credit cards are better than others in terms of maximizing your purchases and getting perks.