Low Inventory, Favorable Interest Rates, Influx of Buyers Fuel the Market, Annette H Bratcher Says

NASHVILLE — Nashville’s housing market stayed hot throughout the pandemic and is still one of the hottest in the country, says Middle Tennessee Realtor Annette H  Bratcher. She says the heavy demand and low inventory in the Nashville area are heating the market and keeping prices high.

“Middle Tennessee is seeing an influx of buyers from larger cities such as Seattle and New York. Buyers also are seeking to relocate to Tennessee because it has no state income tax. This demographic change and the favorable interest rates are making Nashville and surrounding areas a seller’s market,” Annette H  Bratcher says. Houses that go on the market are sometimes receiving 20 to 30 purchase offers in the first week on the market, she said.

Annette H Bratcher (1)


Greater Nashville home values are appreciating at a rate of more than 6 percent, on average, for the past 10 years, making it one of the country’s top 10 markets for property appreciation. Over the past year, houses have appreciated by 10 percent. Prices will likely continue to rise at about the same rate for the next year throughout Greater Nashville, Annette H Bratcher said.

While the market favors sellers, buyers who can purchase homes now will benefit from the appreciation, as well. As prices rise, the amount of equity and their own net worth will rise as well, she said.

About Annette H Bratcher

Annette H Bratcher has been active in the real estate and building industry since she moved to Middle Tennessee in 1995. She became involved first as a financial resource and then later as a licensed contractor and Realtor. 

She also holds several real estate certifications, including

  • ABR – Accredited Buyers Representative
  • e-Pro
  • SRES- Seniors Real Estate Specialist
  • Certified residential construction specialist
  • Certified new home specialist
  • SFR Short Sales & Foreclosures Resource Certification
  • BPOR Brokers Price Opinion Resource

She is active in the community and has served as a director and president of the Chamber of Commerce, a director in the Kiwanis Club, a member of the Economic Development Board, and a founding director of the United Way. She also supports the Rutherford/Cannon County Child Advocacy Group and First Shot Basketball. She is a mentor to other Realtors. She has a husband, daughter, son-in-law, two grandchildren, and an extended family in Western Kentucky.